FAQ: Everything you need to know about SCPIs

An SCPI (Société Civile de Placement Immobilier) is a collective investment vehicle that gives you access to the European real estate market without having to buy a property directly. You become co-owner of a diversified portfolio of assets managed by a professional team.

Investing in an SCPI offers many advantages:

• Excellent risk/return ratio: You invest in a variety of properties (offices, shops, hotels, warehouses, hospitals, etc.) in different locations.
• Gain in expertise: The management company takes care of everything.
• Financial independence: Regular dividends without the constraints of rental management.
• Accessible to all: Real estate affordable from €200/month
• Optimal inheritance: Thanks to the decimalisation of units, SCPIs are easily shared between beneficiaries, offering an ideal solution for optimized inheritance.
• Availability: Partial or total resale, as required

The average yield on SCPIs ranges from 4% to 6% net per annum, depending on the type of property and the investment strategy. With an average rate of 5.40%, they offer an excellent balance between performance and security.

Like all investments, SCPIs involve costs:

• Subscription fees: Calculated on the purchase value of units, they are applied at the time of resale.
• Management fees: These fees, deducted directly from rental income, are already included in the net yield. They therefore have no impact on the performance you receive.

Rental income is taxed at source in France. German tax residents benefit from bilateral agreements that simplify taxation by avoiding double taxation. There’s no need to file complex tax returns, everything is in place to simplify the process.

Reselling shares is simple. You can :

• Going through the management company: It is responsible for finding a buyer.
• Opt for the secondary market: shares can be resold to other interested investors.
• Average resale time : Approx. 2 weeks

Yes, like all investments, SCPIs carry risks:

• Lower rents if the occupancy rate falls.
• Potential capital loss on resale. However, asset diversification considerably limits these risks.

Yes, that’s the special feature of SCPI Deutschland, which gives you access to a selection of the best-performing SCPIs. As a German tax resident, you can subscribe to certain French SCPIs and benefit from borderless access to the European real estate market.

Inflation has a positive impact on SCPIs. Rents are mostly indexed to inflation, which means that your rental income increases over time. Additional protection for your purchasing power.

The first step is to contact us. Then you can :

• Define your investment objectives.
• Choose the SCPI that matches your profile.
• Formalize your subscription with our help.

Start today and let your real estate projects come to life!